LTR Financing
✔️ Non-owner occupied 1–4 family properties, condos, townhomes, and PUDs
✔️ 30-year long-term rental financing available
✔️ Funding amounts from $70,000 up to $1,500,000
✔️ Purchase financing available up to 80% of as-is value
✔️ Refinance financing available up to 80% of as-is value
✔️ Cash-out refinance available up to 75% of as-is value
✔️ Up to 80% loan-to-cost available for qualified investors
✔️ Minimum property value requirement of $115,000
✔️ Minimum 660 credit score required
✔️ Minimum DSCR requirement starting at 1.14 for 700+ credit profiles
✔️ DSCR requirements may increase based on credit profile and borrower structure
✔️ Designed for long-term rental investment properties only
Long Term Rental Purchase Financing
✔️ Built for long-term rental property purchases
💰 Up to 80% of as-is value available for qualified investors
💰 Up to 80% loan-to-cost available on eligible purchase transactions
💰 740+ FICO eligible for up to 80% leverage
💰 700–739 FICO eligible for up to 80% leverage
💰 680–699 FICO eligible for up to 75% leverage
💰 660–679 FICO eligible for up to 65% leverage
💰 Minimum DSCR requirement starting at 1.14 for 700+ credit profiles
💰 Higher DSCR requirements may apply for lower credit profiles or international investors
Refinance Financing
✔️ Built for long-term rental property refinance transactions
💰 Rate and term refinance financing available for eligible investment properties
💰 Up to 80% of as-is value available for qualified investors
💰 740+ FICO eligible for up to 80% leverage
💰 700–739 FICO eligible for up to 80% leverage
💰 680–699 FICO eligible for up to 75% leverage
💰 660–679 FICO eligible for up to 65% leverage
💰 Minimum property value requirement of $115,000
💰 Designed for non-owner occupied rental property refinancing only
Cash Out Refinance Financing
✔️ Built for long-term rental property cash-out refinance transactions
💰 Cash-out refinance financing available for stabilized investment properties
💰 Up to 75% of as-is value available for qualified investors
💰 740+ FICO eligible for up to 75% leverage
💰 700–739 FICO eligible for up to 75% leverage
💰 680–699 FICO eligible for up to 70% leverage
💰 660–679 FICO eligible for up to 60% leverage
💰 Designed for investors looking to access existing property equity
💰 Available for non-owner occupied rental properties only
